Financial Relief in a Time of Loss
Are you looking for an easy method to pay for burial and other final expenses? A popular and predictable way to cover your last expenses is with final expense life insurance.
how it works
Final Expense
This coverage is sometimes referred to as “Burial Insurance” or “Funeral Insurance”. It was designed for people ages 50 – 85 to purchase a smaller life insurance policy offering lifetime coverage at a more reasonable price.
Apply
Start by thinking about your funeral plans and any other bills you might incur, like medical bills or leftover debt, and add them up. This will help you figure out your ideal coverage amount. Before you commit, explore the variety of final expense plans available.
Buy
Once you’re approved for final expense life insurance, you’ll make regular premium payments on your policy. Our Life’s final expense plans will last the rest of your life, as long as your payments are up to date, which will aid in building cash value for your payout.
Protect
After your death, your family will receive a lump sum cash payout equal to the coverage amount you applied for, to pay funeral costs, cover bills and leftover debts, or save. Having a final expense plan in place can provide a financial safety net for your loved ones.
Our Services
You Have Problems, We Have Solutions!
Final expense insurance is designed to help older adults plan ahead for funeral costs or other end-of-life expenses.
There are two types of final expense insurance services:
Simplified issue final expense insurance
Simplified issue is best for people in relatively good health who are looking for a way to cover end-of-life costs. The application includes a few health questions, but there’s no medical exam required.
Guaranteed issue final expense insurance
Guaranteed issue is for best for people whose age or health prevents them from buying other types of life insurance coverage. There are no health requirements at all with guaranteed issue, so anyone who meets the age requirements can typically qualify.
Why Choose Us
Here Are Reasons Why People Choose Us?
No Medical Exam
Certain types of life insurance require a medical exam, but not a burial insurance policy. Unless you have a serious pre-existing medical condition, you’ll likely be able to get coverage.
Lower Premiums
Final expense life insurance rates start at just $53 per month, with coverage amounts ranging from $5,000 to $35,000.
Quick Approvals
The application process is quick and easy, and coverage can be issued in days, sometimes even on the day you apply. Once you’ve been approved, your coverage starts immediately.
Payment Flexibility
You get to choose if you want to pay your premium monthly or annually.
Get a Final Expense Insurance Quote
Ready to Start?
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